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I’m optimistic about the market for 2023 and beyond. You might wonder why looking at the sales figures for January. According to the numbers, we see that the average sale price across the Region came in at $627,561, which is a drop of $28,776 from December or 4.38%. That’s sizeable.

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When deciding to incorporate, it is essential to understand what is involved in the maintenance of your corporate records and filing obligations. Failing to file necessary documents can prevent you from obtaining ministry accounts, and could result in the involuntary dissolution and or fining of your corporation for non-compliance. This article reviews corporate minute books and discusses ways you can stay organized to ensure optimal performance for your corporation.

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Having the biggest and best home on the block sounds great – but not if it is at the expense of your life and monthly finances! Be smart about your budget and avoid buying a home at the very top of your pre-approval value, which might lead to cash flow issues and being “house poor” down the line.

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When you are looking at acquiring an investment property, there sometimes is an avenue for financing available that might not be as available when buying an owner-occupied property.

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One of the highlights of the RE/MAX Garden City Realty social calendar is always our annual Christmas Gala, generally held a week to 10 days before Christmas. Of course there are a lot of social activities interspersed throughout the year: Hackers Golf, Broker Fall BBQ, Administrators’ Day, Awards Celebrations and Gala and numerous parties and celebrations. But our Christmas Gala is not to be missed. First held in 1984, our inaugural year, and every Christmas season since, it’s undergone a lot of changes of venue over that time. For a number of years it was held in Niagara Falls at the Commissioners Quarters. At the Old Stone Inn. Then at the Parkway Inn in St. Catharines, after which we moved to the St. Catharines Golf and Country Club, and most recently to Club Roma here in St. Catharines.

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The latest news has been focused on rising interest rates, surging inflation, and economic uncertainty with suggestions that the Canadian economy could be tripped into recession. With all this information circulating, now is a good time to discuss ways to adapt your finances and protect your future. Fortunately, there are a few key things you can do to get started today!

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Purchasing your first home. It’s an exciting time and a moment you’ll never forget. But it’s also a tremendously challenging time with the price of houses these days. Even with the downward slide in prices, residential real estate has doubled in price over the past six to seven years. And with the rapid increase in mortgage interest rates of late, carrying costs are significant.

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There was a period of time in late summer, and early fall, when it appeared that prices in Niagara had stabilized. August, September, and October showed average prices in the Region being $695,328, $695,205 and $691,041 respectively. That puts the average during that 3-month period consistent within about 1/2%. A statistically insignificant variation. But that changed again now at the end of the year. In November we saw prices fall by $13,074 or 1.99% to $677,967 and again in December with the average sale price in Niagara coming in at $656,337 we are seeing another single-month drop of $21,630 or 3.2%.

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