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For financing reasons, a parent may decide to go on title to land that a child owns or is looking to purchase. There are a few considerations when adding a parent to title. This article gives a brief overview of those considerations and provides the reader with some questions that they might ask before agreeing to go on title.

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A lot has changed in the 40+ years since I first entered the real estate profession. Back in 1980 contracts were written on paper, by hand, with the use of carbon paper – ‘press hard, there are 6 copies!’. Presentation was done face to face with the Listing and Selling Agents both being present. Inventory was presented to Agents by way of a catalogue which came out once a week. Consumers were not allowed access for some reason.

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MORTGAGE NEWS - LOW CREDIT IS SPOOKY - GET BETTER CREDIT WITH THE 5 C’S

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In the last issue of our Market Trends newsletter under The Money Machine, we looked at four forces at work that could derail your plans to build an investment portfolio. And we talked about ways you could protect yourself from that happening.

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Back in the early fall of 2021 after an incredible run up in prices over the first 8 or 9 months of the year, the average sale price for St. Catharines sat at $663,810 (end of September). We couldn’t help but wonder if after gaining $106,556 or 19.12% from the beginning of the year, if the average price could possibly cross the $700,000 threshold by year-end. It didn’t. Average price in St. Catharines ended the year 2021 at $670,075. Still a yearly increase of 20.25% but not quite $700,000. Who would have thought that just 2 months later, February 2022 the average price in St. Catharines would have crossed not only the $700,000 mark but the $800,000 as well, ending at $801,413.

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Legal Update

n every real estate transaction, a buyer and seller must agree upon what items in the home are included and what fixtures may be excluded. The question of whether an item is a chattel or a fixture can sometimes lead to unpleasant surprises for purchasers who thought they were obtaining items that the seller never intended to give.

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In 1999, Ontario began converting land from the Registry Act system to the Land Titles Act to allow for the electronic registration of title. This process was complicated because, while the Registry Act allows for people to obtain ownership of land through continued possession (“squatter’s rights”) or acquire easements through extended use, the Land Titles Act does not permit claims of adverse possession or prescriptive easements.

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It looks like the pundits were wrong! At least the data coming in from the first month of 2022 it would appear that way. From the vantage point of 2021, the forecasters were anticipating a slight moderation in the acceleration of house prices over 2022, coming in at around the 8%-10% range. Still a very healthy return on one’s investment but not the 20%-30% increases we’ve seen in 2020 and 2021. But look at what has happened.

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New Year is always an exciting time. The end of one year and the beginning of the next. And, of course, as always, along with the celebration, it’s a time where many people set new goals for themselves. New Years resolutions. Health Clubs in January do brisk business, as do health food and diet supplements.

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