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January 2023 - Nuggets - Together At Last

January 13, 2023
One of the highlights of the RE/MAX Garden City Realty social calendar is always our annual Christmas Gala, generally held a week to 10 days before Christmas. Of course there are a lot of social activities interspersed throughout the year: Hackers Golf, Broker Fall BBQ, Administrators’ Day, Awards Celebrations and Gala and numerous parties and celebrations. But our Christmas Gala is not to be missed. First held in 1984, our inaugural year, and every Christmas season since, it’s undergone a lot of changes of venue over that time. For a number of years it was held in Niagara Falls at the Commissioners Quarters. At the Old Stone Inn. Then at the Parkway Inn in St. Catharines, after which we moved to the St. Catharines Golf and Country Club, and most recently to Club Roma here in St. Catharines.
Mortgage News

January 2023 - Mortgage News - Adapting Your Finances

January 13, 2023
The latest news has been focused on rising interest rates, surging inflation, and economic uncertainty with suggestions that the Canadian economy could be tripped into recession. With all this information circulating, now is a good time to discuss ways to adapt your finances and protect your future. Fortunately, there are a few key things you can do to get started today!
The Money Machine

January 2023 - Money Machine - The Young Investor

January 13, 2023
Purchasing your first home. It’s an exciting time and a moment you’ll never forget. But it’s also a tremendously challenging time with the price of houses these days. Even with the downward slide in prices, residential real estate has doubled in price over the past six to seven years. And with the rapid increase in mortgage interest rates of late, carrying costs are significant.
Market Overview

January 2023 - Market Overview - Turbulent Times Continue

January 13, 2023
There was a period of time in late summer, and early fall, when it appeared that prices in Niagara had stabilized. August, September, and October showed average prices in the Region being $695,328, $695,205 and $691,041 respectively. That puts the average during that 3-month period consistent within about 1/2%. A statistically insignificant variation. But that changed again now at the end of the year. In November we saw prices fall by $13,074 or 1.99% to $677,967 and again in December with the average sale price in Niagara coming in at $656,337 we are seeing another single-month drop of $21,630 or 3.2%.
Legal Update

January 2023 - Legal Update - First Dealings Exemption

January 13, 2023
Suppose you have inherited a house worth one million dollars in fair market value. You might be concerned about what taxes are involved. This article will cover the possible estate tax outcomes, including a review of the situations where no estate tax is payable by you!
The Money Machine

December 2022 - Money Machine - Mix It Up - Part II

December 12, 2022
Last issue we looked at building your investment portfolio and saw that a great way to do so was to mix up the type of properties that you invest in. We began by looking at single-family homes, semi-detached and multi-family buildings such as duplexes, triplexes, and beyond. A good investment portfolio will contain a mixture of these types of properties to be sure. But there are a couple of other types of properties that should be considered. Condominium and commercial properties.