When I was a kid, my parents opened up a snack bar in cottage country just inside the Highlands of Haliburton. It was my dad’s dream to break free from his employment situation and be self-employed. The venture didn’t work out to be particularly profitable, but that’s another story. I want today to share an incident surrounding that venture that sticks with me to this day. I think it holds a lesson for us all.

Interesting dynamics going on in the real estate market at the moment. Prices, as we expected, are falling as we move into the second half of the year. July at $663,841 is actually down $13,466 from June. A drop in one month of 2%. At the same time, unit sales, which should be falling in lock step with prices are actually on the rise. In fact, July recorded 648 sales across the region. That not only compares favourably with the 529 figure we saw in June. It is actually the strongest month so far this year. Interesting.

This article will cover some classic uses of the Latin language in the context of the law. Hopefully by the end of this article, you will gain an appreciation for how the law has evolved from simple principles to cover a broad range of situations that can affect you as a home owner.

One of the biggest benefits to purchasing your own home is the ability to build equity in your property. This equity can come in handy down the line for refinancing, renovations, or taking out additional loans - such as a second mortgage.

In today’s newsletter I’m going to cover an area where I am personally deficient. That comes under the heading of repair and renovation, and specifically asks, what degree of quality should be used to rectify problems as they occur.

There is a trend we have been seeing in the real estate market post covid. During the first half of the year the market builds both in terms of sales activity and also in average sale price. And then it’s like a watershed with the market cresting in around June and them sliding to the end of the year. That’s what happened in 2023, and again in 2024, and that’s what seems to be happening in 2025 based on the first 6 months. Let’s begin with average sale prices.