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In January, the Canadian bond market took quite a beating as interest rates rose roughly 30 basis points from their recent lows. The December housing data revealed a surge in sales, while inflation data showed just how difficult it may be to return to the 2% inflation target.

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Last newsletter we saw that the first month of the year started off a little stronger than where it had finished in December. A gain of $6,111 to be exact. Not a huge gain, but it at least reversed a six month slide in prices.

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Anyone who has ever had a mortgage will know that there are lots of legal terms that apply. This is true especially when it comes to legal terms that relate to what happens if you fail to make payments.

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Speculators are gamblers. Plain and simple! Oh, they might disagree. They have a system they will tell you. They follow trends. They watch the market. And ten thousand gamblers at Vegas will say the same thing

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Any excuse for a party. Or at least it sometimes seems that way. But with so much interest in this year’s Super Bowl (Kansas City vs San Francisco), and with so many accomplished cooks among our ranks, it seems like the perfect storm for a chili cook-off.

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Welcome to our latest newsletter! In this edition, we shed light on the use of dual wills as an estate planning tool in Ontario. Understanding your estate plan is critical to avoiding unnecessary challenges for your loved ones when you pass away. As this article discusses, dual wills can be an effective way to avoid the unfortunate taxation and delay associated with the probate process, and specifically focuses on distributing corporate and other assets where probate is avoidable.

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“New Year, new you” may be a cliché but it is for a reason! The New Year always has us thinking about where we are now, and where we want to end up. When it comes to your personal goals, a review of your finances and estate should be at the top of your list.

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I realize by the time you are reading this article it’s the middle of February and Christmas is a distant memory. It’s just that so much happens around Christmas time that we can’t get it all in in one newsletter. Last month, we talked about our Caring and Sharing initiative that we undertake each year. This month I want to share the details of our Christmas Gala because it is such a special event at RE/MAX Garden City Realty.

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